If you're anything like me, you're always on the lookout for ways to save a little extra cash. With rising prices, who doesn’t appreciate the idea of getting a portion of their spending back? That’s where cashback sites like TopCashback come in. But the big question on everyone's mind is: **Is TopCashback legit in 2024?

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In this review, I’m going to take you through how TopCashback works, what kind of cashback rates you can expect, and share whether it’s really worth your time.

TopCashback is a cashback website (and app!) that partners with thousands of retailers to offer cashback on purchases. The idea is simple: you click through TopCashback’s link to your favorite online store, make your purchase, and you get a percentage of what you spent back as cashback. Easy, right?

Founded in 2005, TopCashback has since gained popularity for offering some of the highest cashback rates in the industry. It operates in several countries, but this review focuses on the U.S. platform.

How Does TopCashback Work?

The process of earning cashback is pretty straightforward, but here’s a step-by-step breakdown:

1. Sign Up for Free**: Joining TopCashback is totally free. You can either sign up using your email or log in via Google or Facebook.
   
2. Search for a Retailer**: Once you’re in, you can search for your favorite stores (think Walmart, Target, or Best Buy) through the website or app. TopCashback is partnered with over 4,000 retailers, so there’s a good chance the store you're shopping at is listed.

3. Click Through to Shop**: When you find the store you want, just click on their link. This will take you to the retailer’s official website, where you can shop like normal.

4. Earn Cashback**: After you complete your purchase, TopCashback tracks your order and adds cashback to your account. This typically takes anywhere from a few hours to a few days, depending on the store and whether they’ve confirmed the sale.

5. Withdraw Your Earnings**: Once your cashback has been confirmed and processed (which can take a few weeks, as retailers need to ensure returns aren’t made), you can withdraw it via PayPal, bank transfer, or gift cards.

Cashback Rates: What Can You Expect?

One of the reasons TopCashback stands out is that they don’t take a cut of your earnings. Most cashback sites do, but TopCashback gets paid through their affiliate links and passes 100% of the commission back to you. As a result, their cashback rates are often higher than what you'll find on competing sites.

The rates vary depending on the retailer, but here are some examples of what you might expect in 2024:

- **Walmart**: Up to 10% cashback
- **Best Buy**: 1% to 2%
- **Macy’s**: 8%
- **Groupon**: Up to 10%
- **Hotels.com**: Up to 6%

These rates can fluctuate depending on promotions and seasonal offers. TopCashback frequently runs “Bonus Cashback” events, during which rates for certain stores are temporarily increased. Always worth checking!

Short answer: Yes, TopCashback is legit. 've been using TopCashback for a few years now, and I can confidently say it's the real deal. They're not some fly-by-night operation – they've been around since 2005 and have millions of members worldwide. Plus, they're accredited by the Better Business Bureau with an A+ rating.

What sets TopCashback apart is their claim to offer the highest cashback rates. And from my experience, they generally deliver on this promise. They're able to do this because they pass on 100% of the commission they receive from retailers to their members.

1. **Millions of Users**: With a large and loyal user base, TopCashback has established itself as a trustworthy platform. Many users, including myself, have successfully cashed out and had positive experiences with the platform.
   
2. **No Hidden Fees**: You don’t pay a dime to use TopCashback, and they don’t take any cut of your earnings. This transparency is a huge bonus.

3. **Solid Customer Service**: If you run into an issue (for example, if a cashback doesn’t track properly), their customer service team is responsive and helpful. You can file a claim, and they’ll investigate it for you.

4. **Great Payout Options**: Once your cashback is available for withdrawal, you can choose from a variety of payout methods. PayPal is the most common, but some users prefer gift cards (which often come with bonus incentives).

5. **High Trustpilot Rating**: A quick look at TopCashback’s Trustpilot reviews shows a solid reputation. With thousands of reviews, it averages a 4.5/5-star rating. People tend to have positive experiences, which speaks volumes about the site’s reliability.

Pros and Cons of TopCashback

Like any service, TopCashback has its strengths and weaknesses. Here’s a quick rundown:

Pros:
- **Higher cashback rates** compared to many competitors
- **No fees** to join or use the platform
- Wide variety of **payout options**
- Regular **bonus offers** to boost your cashback
- **User-friendly app** and website

Cons:
- Cashback can take a while to be confirmed and available for withdrawal (sometimes **up to 90 days** depending on the retailer).
- If you forget to click through TopCashback before shopping, you miss out on the cashback.
- Occasional **tracking issues**, though customer service is good at resolving them.

If you’re someone who shops online regularly, TopCashback is definitely worth a try. The fact that they pass on 100% of the cashback to you is a huge selling point. While cashback might take a bit of time to accumulate and process, it’s essentially free money for purchases you’re making anyway.

For me, TopCashback has become a staple in my online shopping routine. I use it before any big purchase, and over time, the cashback adds up! It's one of those tools that feels too good to be true, but in reality, it just works.

So, is TopCashback legit? Absolutely. In fact, it’s one of the most trustworthy cashback platforms out there today. Give it a shot in 2024, and see how much you can save!
What do you think? Have you used TopCashback before, or are you thinking of trying it out? Let me know your experience—I’d love to hear how much you've earned!