Does loyalty pay? As Nationwide axes its savings rewards and Tesco brings in paid-for Clubcards, we take a look

What's the difference between loyalty and inertia? Do we get too little reward for the former and show too much of the latter when it comes to shopping and banking?

That's the question Simon Lambert, Lee Boyce and host Georgie Frost tackle in the podcast this week.

It comes as Tesco – one of the original loyalty scheme pioneers – revealed its new paid-for Clubcard Plus, costing £7.99 per month.

Meanwhile, Nationwide Building Society has also announced it is scrapping its hugely popular loyalty savings accounts held by 1.6million people.

Which are the firms and organisations the team feel some loyalty too - and what are the ones they stick with out of sheer laziness? 

And with another small energy firm going bust, should we in fact be staying 'loyal' to some of the established giants for peace of mind?

Elsewhere, we look at a study comparing the costs of buying and renting a home claiming the former could leave you £350,000 better off: do we finally have conclusive evidence?

Also, when you buy shares in a company, do you need to check what bosses of the business are up to? Are they themselves buying into their own company – and if not… why not?

We also run the rule over statistics showing how many cars there are with more than 250,000 miles on clock with a full MOT. The team reveal the best workhorse cars, the high-milers they've owned and ask listeners to tell us below: what is the biggest mileage you've racked up on a car?